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7 Financial facts you should prioritize
Every day, every time, people spend money on things that attract and dominate their attention.
The decision you make on what to spend your money on at a particular time determines what you prioritise in your personal finance.
However, the money you make may be going down the drain if you don’t have some financial priorities. These priorities will determine what you value the most what you spend your money on and how you spend it. You can consider these seven financial priorities.
1. Living within your means

Living within your means should be your number one priority as it prevents you from buying to keep up.
As the saying goes: Don’t go broke trying to look rich, act your wage. In other words, spend what you have on what you need not what you want.
2. Understanding your financial goals
Do you have no financial goals? It is important you have some. Dream big to lead an accomplished life. Set the goals and work towards achieving them. Nothing will stop you from achieving your dreams as long as you put them into considerations in your financial planning.
3. Communicate with family about finances
When it comes to financial planning, family plays important roles. Sharing your financial plans with your family will not only strengthen the bond, it could also help you make sound financial decisions.
4. Have a debt payoff plan
Having a bad debt could throw you into financial anxieties. Of course, you know the damage this could cause your well-being.
So, if you have bought everything on loan, it very important you have a financial plan in place to clear the debt before you run into a bad debt.
5.Have a financial plan for post-retirement

Sometimes we get so engrossed in making money so much that they seem to forget saving for the time we won’t have the strength to work again. Don’t wait till the old age realities dawn on you. Start your financial plan for post-retirement now.
6. Spend wisely

This is like the freest money advice you can get anywhere, but many of us usually forget this advice when we have some change to spend.
See, being frugal doesn’t kill, it only helps you to save more and achieve your financial goals.
7. Perform regular financial checkup
If you invest your money is some businesses, it is important you do a regular financial check-up to evaluate your financial plans. Apart from this, a regular financial review also helps you to ensure your investment aligns with your spending requirement.
Source: withinnigeria.com
September 26, 2019
Common lifestyle habits that trigger constant headache
Headaches causes discomfort and this indicates an underlying ill-health in the body. However, certain lifestyle habits do trigger headaches.
Here are 3 common habits which trigger constant headache:
1. Computer/Laptop screen/light
Bright screens and lights from working on laptops and desktops trigger headache. They are the commonest reasons a working class person has headache as the light from the screen is known to affect the eyes causing nagging headaches.
Trick is to reduce brightness, use a screen guard or medicated glasses when working on those.
2. Insomnia/Lack or not enough sleep
Not getting enough sleep is a major cause of headaches. Anyone who works actively during the day should sleep at least an average of 5-6 hours at night to help the body refresh and restore. Not getting enough rest is a major reason you get constant headaches.
3. Stress
Daily hustle and fast paced living is a major cause of constant throbbing headache.
You have to learn to slow down and relax giving the body time to restore itself before ‘starting all over again’.
September 26, 2019
FG declares Tuesday Oct.1 public holidays to mark 59th independence
The Federal Government has declared Tuesday, Oct.1, as public holiday to mark Nigeria’s 59th Independence Anniversary.
The Permanent Secretary,Ministry of Interior, Mrs Georgina Ehuriah, announced this in a statement on Wednesday in Abuja.
She said the Minister of Interior, Ogbeni Rauf Aregbesola made the declaration on behalf of the federal government.
The minister congratulated Nigerians at home and abroad on the commemoration of this year’s anniversary.
He assured citizens of government’s commitment to end the current spate of insecurity in the country.
According to him, peace and stability are necessary conditions for the development of any nation.
Aregbesola, therefore, called on Nigerians to emulate the nation’s founding fathers in their love for fatherland.
Aregbesola reminded Nigerians of the immense potential the country was endowed with, and assured that with commitment, ” we can move the country to the next level of socio-economic development.”
” As Nigerians, we should always remember that there is hope for our country and that we are blessed with both human and natural resources, tourism , cultural diversity, selfless spirit of unity and love for one another.
” As well as bonded brotherhood, all of which are potential we must exploit in the years ahead to make Nigeria the nation of our dreams,” he said.
Aregbesola enjoined all Nigerians to support the President Muhammadu Buhari-led administration in its avowed determination to build a secure, economically viable and corruption free nation, in line with the dream of the country’s founding fathers.
The minister wished all Nigerians a happy Independence Anniversary.(NAN)
September 26, 2019
5 Facts to face if you want to become rich
Everyone wants to be rich. But one doesn’t just wish for riches, one also needs to make lifestyle changes in order to increase one’s chances of becoming rich.
So, here are facts you need to face to increase your chances of getting riches:
1. You need to invest
Ways to grow your savings
The sound of the word INVEST often scares some people, yet it is one of the best ways to accumulate wealth.
According to the Huffington Post, the 2013 Forbes Billionaires List shows that 148 people made their wealth through investments.
Investing your money in a business does not only give you a good return, it also allows you to make money without you doing any direct work. This is what the rich do; they let their money work for them.
2. Stop spending too much

Overspending is a bad habit that can send anyone into penury. Every money you spend unnecessarily could have been put to work for you. Money is a tool you can use to generate more money. Let it work for you rather than spending it all the time on wants.
3. Don’t just spend less, make more too
Avoid these financial blunders
When you caution yourself from being an aimless spender, you also need to think about making more money to boost your chances of getting rich.
Granted, it is good to be frugal (spend less) as it helps you save more, but putting your money in the bank will only make it idle. Invest the money in a business, let the money work for you.
4. Money is hard to make
Must have good money habits
See, let’s not deceive ourselves, it is hard to make money. Nobody sleeps, dreams and wakes up to get paid for sleeping.
According to Huffington Post, a study from Wall Street Journal shows that people who earn over $100,000 a year spend less than a fifth of their time on leisure. This tells you that if you want to make more money, you have to work more.
5. The right time to start is now

When is the right time to start all the tips above? Do you have to wait till you get to a certain age or till you get a job that gives you a fantastic pay?
No. You don’t have to wait for all that. The earlier you put money to work, the more work it can do for you. The earlier you start spending less and saving more the better for you.
September 26, 2019
Police arraign lawyer for threatening to kill Sen. Kashamu
A 30-year-old lawyer, Bayo Adedokun, on Wednesday appeared in an Igbosere Magistrates’ Court, Lagos, for allegedly threatening to kill Sen. Buruji Kashamu and Alhaji Muniru Ogunleyetwo over land disagreement.
Adedokun, whose address was not given, is charged with four counts of conspiracy, attempted murder and conduct likely to cause breach of the peace.
He, however, pleaded not guilty.
The Prosecution Counsel, Insp. Steven Molo, told the court that the defendant committed the offence in August at Ogombo village in Eti-Osa area of Lagos.
Molo alleged that the defendant hired 10 thugs to kill the complainants claiming that a portion of land they were occupying belonged to his family.
He said the defendant conducted himself in a manner likely to cause breach of the peace.
The offence, he said, contravenes the provisions of sections 56(a), 168(d), 230(1) and 411 of the Criminal Law of Lagos State, 2015.
Magistrate O.O. Oshin admitted the defendant to bail on self recogintion and ordered him to deposit his certificate of Call to Bar to the court.
Oshin adjourned the case until Nov. 14 for mention. (NAN)
September 26, 2019
3 Things that affect sexual drive in women
There are a number of conditions that affect a woman’s sexual drive. It is important to be aware of these conditions so as to enable you maintain a healthy sexual drive.
So, here are 3 things that affect women’s sexual drive:
1. Sexual trouble
It is obvious that anyone will be disinterested in something that is not comfortable for them. If sex hurts you or you experience discomfort, it will surely make you lose interest, which will gradually kill your sex drive. So if you begin to feel sexual discomfort, speak to your partner and see if he can find ways to make things better.
2. Exhaustion
The reason her sex drive might decrease could be due to the exhaustion of waking up multiple times a night, the stress of caring for a new baby, etc. When you are spending hours caring for a baby, it could be hard to feel sexy. So ask for help. You can divide baby duties between yourself and your partner so you are not too overwhelmed.
3. Pregnancy and breastfeeding
Hormone changes during pregnancy, just after having a baby and during breastfeeding can put a hindrance to sexual desire. Some women are also affected by the way their body looks and this will make them self-conscious. If it is hormones, then all you need is to be patient and have a patient partner.
September 26, 2019
Man United scrape past Rochdale on penalties in League Cup
Our Reporter
Manchester United’s current malaise was laid bare as they struggled past third-tier Rochdale 5-3 on penalties after a 1-1 draw in the League Cup third round at Old Trafford on Wednesday.
Ole Gunnar Solskjaer’s side, showing nine changes from the one that lost at West Ham United in the Premier League on Sunday, laboured against their League One opponents before taking the lead through Mason Greenwood in the 68th minute.
However, 16-year-old Luke Matheson equalised eight minutes later, to send the tie into a shootout.
United prevailed, although, with keeper Sergio Romero making one save to spare their blushes as the hosts successfully converted all their spot-kicks and Daniel James slotted home the winner.
Although United struggled, they at least avoided the complete humiliation suffered by West Ham United who were thrashed 4-0 at League One Oxford United.
Top flight Bournemouth were also humbled by third-tier opposition, losing 2-0 at Burton Albion.
Sheffield United joined the Premier League clubs to depart the competition as they lost 1-0 at home to Sunderland.
There were no alarms for Premier League leaders Liverpool or Chelsea.
Liverpool won 2-0 at MK Dons to set up a clash with Arsenal while Chelsea crushed Grimsby Town 7-1 to give manager Frank Lampard a first home win since taking over in the summer.
Chelsea will face Manchester United in round four.
Aston Villa won an all Premier League match against Brighton and Hove Albion, prevailing 3-1 to set up a fourth-round meeting with Wolverhampton Wanderers who also needed penalties to get past Championship side Reading. (Reuters/NAN)
September 26, 2019
Flooding: Edo govt. commences desilting of drains, manholes, reinjection ponds
Our Reporter
Edo State Government has commenced the removal of sand and debris from drains, manholes and reinjection ponds located within Benin city.
Addressing newsmen at the flood reinjection pond at Ihama axis of the Government Residential Area of Benin on Wednesday, Dame Omua Oni-Okpaku, the Commissioner for Environment and Sustainability , said the desilting was to allow free flow of rain water across the city.
Oni-Okpaku said the cleaning of the drains was also to curb the flooding challenges being experienced within the city centre.
She said the flooding problem in Benin city was man made and caused by silted drains and dumping of refuse in drains and water retention ponds.
Oni-Okpaku called for a change of attitude as regards dumping of refuse in drains, noting that government could not continue to spend money it would have used to build more canals on desilting of drains.
“We have started desilting of drains and water reinjection ponds at flood flash points to curtail the flooding challenge within the city area.
“We have seven reinjection ponds within the city centre and we will desilt them.
“But we cannot continue to desilt gutters, the residents need to understand that they need to clean their gutters and stop dumping refuse in drains,” she explained.
The commissioner said the removal of debris from the reinjection ponds was done once in two years to ensure the ponds were empty to hold rain water.
Meanwhile, Chief Victor Amedu, the contractor from V. Amcon Nig. Ltd, handling the reactivation of the reinjection pond at Ihama, said the pond built about 11 years ago needed to be maintained on a regular basis.
Amedu said the reactivation of the pond would help curb flooding challenges in the area as it could hold 120,000 litres of water per day. (NAN)
September 26, 2019
I am ready to waive immunity to clear my name – Osinbajo
Vice President Yemi Osinbajo says he is ready to waive his constitutional immunity to enable the “most robust adjudication” of several baseless allegations, insinuation and falsehoods against his person and office.
Osinbajo’s spokesman, Laolu Akande, in a statement in Abuja, said that the vice president made the declaration in a tweet he personally authored on Wednesday.
“In the past few days, a spate of reckless and malicious falsehoods have been peddled in the media against me by a group of malicious individuals.
“The defamatory and misleading assertions invented by this clique had mostly been making the social media rounds anonymously.
“I have today instructed the commencement of legal action against two individuals, one Timi Frank and another Katch Ononuju, who have put their names to these odious falsehoods.
“I will waive my constitutional immunity to enable the most robust adjudication of these claims of libel and malicious falsehood,” he tweeted.
September 26, 2019
Nigeria youths lack quality reproductive health information- Devcoms
Our Reporter
An NGO, Development Communications Network (Devcoms), says majority of young people in Nigeria are not empowered with quality information to make informed decisions about their reproductive health.
Mr Akin Jimoh, DevComs Programme Director, made the assertion on Wednesday in Lagos.
Jimoh spoke as the World mark the 2019 edition of the World Contraception Day slated for Thursday with the theme: “ It’s Your Life, It’s Your Responsibility”.
Development Communications Network is a media support organisation with resources to help journalists in reporting science, public health and social sector issues.
“There is an urgent need to improve awareness of the importance of abstinence as well as contraception to enable young people to make informed choices on their sexual and reproductive health.
“To boost contraceptive prevalence rate and to also serve as a method to curb population explosion, abstinence is a priority recommended means for young people.
“But, in reality for a number of this group, the increase in the use of contraception will help curb teenage pregnancies.
“It will eliminate a scenario whereby a baby who is supposed to still be under the tutelage of her mother is expecting another baby in her womb,”Jimoh said.
According to him, lack of education about responsible sexuality poses a threat to the lives of the girl-child in Nigeria.
He said: “Should Nigeria refuse to take action on unwanted and underage pregnancies, the country will continue to have high rate of unsafe abortion as reported in several studies.
“The 2018 Performance Monitoring and Accountability 2020 (PMA2020) Abortion Survey Results states that about four to six per cent of women of reproductive age had a likely abortion in the 12 months prior to the study.
“It indicates that 1.8 to 2.7 million abortions occur annually in Nigeria.
“Family planning allows the woman to rest between pregnancies in order to regain her health and strength and enable her to have a healthy child and thereby reducing the incidence of maternal mortality in Nigeria.”
Also, Dr Adeola Duduyemi, Programme Officer Service Delivery, Nigeria Urban Reproductive Initiative (NURHI 2), Lagos, explains: “Family Planning promotes the health and welfare of the entire family and in turn the whole community and nation.
“Family planning is also key to unlocking sustainable development goals.
“It has a long term benefit of breaking the cycle of poverty among families which transcends generations with a ripple effect across the new global development agenda.
“Family Planning will allow us to take bold leaps, better life and secured future for all”.
Duduyemi said that NURHI 2, as a project, support the Lagos State Ministry of Health, Health Service Commission and the Primary Healthcare Board to implement programmes and activities in different thematic areas.
“They include demand generation, advocacy, monitoring and evaluation, life planning for adolescents and youths and service delivery all geared toward increasing demand for family planning.
“It is to create a society where ‘supply and demand’ barriers to family planning are totally eliminated, and family planning becomes a social norm.
“Together let’s help young people, especially make informed choices about their lives and sexual rights,” NURHI 2 programme officer said.
Commenting, Bless-me Ajani, the Youth Programme Officer, NURHI 2, Lagos asserts that “one thing that still echoes very loudly are the numerous barriers and challenges young people face in accessing contraception information and services.
Ajani said: “As a country, this is a time to prioritize the issues around Adolescent and Youth Sexual and Reproductive Health (AYSRH).
“These issues, which are always being discussed year-in-year out without adequate solutions to address them, range from ignorance on the part of the young persons, policy barriers, non-supportive societal environment to judgmental service providers”.
“Devcoms Network believes that the use of family planning should be culturally accepted in all parts of the country and taken as a household name within the married and the unmarried.
“This is to help regulate the population of the country in a way that the resources available to government will be sufficient to provide services to the population at large.
“Interestingly, there has been some improvement in the uptake of contraceptives in some parts of the country through the interventions of several agencies.
“They include the Nigeria Urban Reproductive Initiative,(NURHI 2) project, Pathfinder International, and several other partners who effortlessly advocate for the use of family planning methods to curb unplanned pregnancy, spacing of children, and prevention of Sexually Transmitted Infections (STIs) among other benefits.” (NAN)
September 26, 2019