Category: Featured

  • 11 Things you should never keep in your wallet

    11 Things you should never keep in your wallet

    There’s a few things that people should know never to keep in your wallet! Most women have a wallet that simply bulges with everything and anything. It isn’t however, for reasons of space or neatness that there are items to not keep in your wallet. Some of the stuff you carry around with you may leave you vulnerable to physical theft and identify theft! You need to keep personal information as safe as possible. Here are some things never to keep in your wallet:

    1. PASSWORDS AND PINS

    Many people have a range of passwords for various websites, ATM cards and bank accounts, but they are definitely something to never keep in your wallet. Keeping your passwords or numbers in your wallet along with the corresponding cards is a recipe for disaster if you are targeted by a wallet thief. Passwords and PIN numbers can be enormously tricky to remember, especially if you have a large number of them, but it is a good idea to try and memorize them as best you can. Keep them written down only when necessary and away from your cards in a secure location, and encrypted if on a mobile device.

    2. SOCIAL SECURITY CARD

    One of the most important things to not keep in your wallet is your social security card. Your social security number can be used for many violations of identity such as applying for credit cards or loans in your name . Your social security card may seem an innocuous card to have sitting happily in your wallet, but the theft of this item could lead to some serious identity theft, racking up debts in your name and affecting your credit. Anything that displays your social security number should be removed from your wallet, and if you need documentation that has your social security number on it, photocopy the document and make sure that the social security number is obscured.

    3. CHECKS

    Checks, particularly blank checks are most definitely items to not keep in your wallet. Only carry your checkbook when absolutely necessary, and in a separate place to your cards bearing your signature. Stolen blank checks can be a route to misery as they can be used to remove money from your account. The numbers on your checks can also be used to transfer money from your account electronically as they correspond to your bank details. If a thief has your checkbook and a card with your signature, then they could steal substantial amounts before you know it! Leave your checkbook in a safe place and away from your wallet.

    4. SPARE KEY

    Vitally, one of the most important things to not keep in your wallet is the spare key to your home. If your wallet holds any documents with your address on them, and your spare key is in your wallet, having the wallet stolen could cost you more than you would expect. If the thief uses the key to enter your home, you could lose personal possessions of great expense or sentimental value, so keys must never be kept in a wallet with address information. Even if you get to your home before the thief, it may be quite costly and inconvenient to have the locks changed. If you have a spare key, it would be best to leave it with a family member or trusted friend or neighbor so that you can gain access to your home should you accidentally lose or misplace your keys.

    5. PASSPORT

    Never keep your passport in your wallet. Your passport is the key to many different types of theft, such as travelling in your name, or opening bank accounts to name but a couple. While you may need your passport on occasions, keep it safe at all times and be aware of the whereabouts. Losing your passport can be disastrous, so passports are definitely one of the things not to keep in your wallet, especially when abroad. Keep it locked away safely at home and if you need to carry it around, be careful.

    6. BIRTH CERTIFICATE

    If you need to carry your birth certificate to an appointment, make sure that you don’t keep it with other cards and documents on a long term basis. Use it for the purpose you need to, then take it home and put it safely away as soon as possible. One of the important things to not keep in your wallet is your birth certificate in conjunction with other forms of ID. This combination can be useful for thieves to assume your identity and make life a misery for you if your wallet is stolen.

    7. DEBIT/CREDIT CARDS

    Multiple credit cards are certainly one of the things to not carry in your wallet! If you have more than one credit card, try and carry just the essential cards around with you, as the more cards you have in your wallet, the more difficult and time-consuming it will be to cancel them if your wallet is stolen. You may want to carry them all in case you see the perfect purchase, but if you don’t need them every day, keep them safely at home with one in your wallet for emergencies or for when you just can’t resist that gift for a loved one. It is easier to cancel one card than three or four if your wallet is stolen.

    8. RECEIPTS

    We have to keep receipts for our taxes, but the place to store them should not be your wallet. Aside from the unsightly bulge of your wallet in your jacket or purse, a wallet stuffed full of receipts can be the perfect place to start for a wily thief. Even with most receipts missing certain information, the remaining details can still be used to search for your full details and give access to your bank account. Receipts are definitely items to not keep in your wallet. Make sure you clear out your wallet regularly, and remember to shred receipts you don’t need to keep.

    9. GIFT CARDS

    In comparison, gift cards probably seem like they shouldn’t be important, but they are. Just think about it, gift cards are like free money! They may not be the most important thing in your wallet, but they’re important enough. The rule with gift cards is that they should only be kept in your wallet if you plan on using it that day. If you don’t see yourself using the card, then just leave it home for the day.

    10. YOUR PHONE

    A lot of people now carry wallets that also have a spot for their cell phones. If your wallet gets stolen, so does your phone! There are a million reasons that it’s bad for your cell phone shouldn’t get stolen. I don’t think there’s a need for all of the reasons to be listed here. Your phone has a lot of important information in it and on top of that your phone is valuable.

    11. ANYTHING WITH YOUR ADDRESS ON IT

    There isn’t anything specific to be put in this section, but you really shouldn’t have anything that has your address on it. If someone steals your wallet and they have your address in there, what is to stop them from going to your house and robbing you? It’s really important that there is no way for the thief to get your address!

    These things to not keep in your wallet are designed to limit your exposure to identity theft and access to your address. Please do follow them. With this list of items not to carry in your wallet, you will feel a bit more secure when walking down the street.

  • NDA has recorded 85 successful researches — Commandant

    NDA has recorded 85 successful researches — Commandant

    By Our Reporter

    The Commandant, Nigeria Defence Academy (NDA), Maj. Gen Adeniyi Oyebade, said on Thursday that the institution has recorded 85 successful research engagements that have added value to national security and development.
    Oyebade made the disclosure at the 30th convocation ceremony for cadets of 67 regular course and post graduate students of the Academy, held in Kaduna.

    The Commandant explained that a N20 million annual institutional research intervention set up by the academy facilitated the feat.
    He said, “Notable inventions by various departments in the Academy include the Radio Frequency identification for armory management, wireless healthcare monitoring sensor, swift satellite tracker unit and an obstacle avoidance, as well as unmanned solar powered vehicle surveillance system among others.
    “As a means of showcasing the depth and diversity of research engagements in the Academy, the Professional Inaugural lecture series was resuscitated and for the first time in the history of the academy, 7 out of 10 professional inaugural lectures had been delivered within an academic year.
    “This will boost the quality and vibrancy of academic engagements in the academy.
    “As at today, all NDA academic programmes enjoy full accreditation status, just as all new programmes have undergone successful resource verification.
    “In addition, the academy has received approval and commenced a new undergraduate course in logistics and supply chain management.”
    He added that during the year, the NDA has signed five major MoUs with various organizations.
    They are the Federal Fire Service, Nigerian Army Resource Centre, Energy Commission of Nigeria, Federal Polytechnic Bauchi and National Water Resources Institute Kaduna.
    Oyebade said 319 cadets are graduating with bachelor’s degrees, out of which four have First Class, 90 Second Class Upper, 217 Second Class Lower and 8 Third Class.
    “Let me add that six of our cadets with outstanding performances were offered course vacancies in foreign military academies to complete their training under bilateral defence cooperation initiatives between Nigeria and some friendly nations.
    “In the same vein, 1,297 students will graduate with postgraduate diplomas and higher degrees in various disciplines of Arts, Social Sciences, Engineering and Sciences.
    “It is noteworthy that 194 of the Masters graduands are of Senior Course 41 of the Armed Forces Command and Staff College, Jaji while 19 are members of Course 25 of National Defence College, Abuja.
    “There are 29 graduands graduating for the first time from our Master in Energy Security Management, a Course borne out of MoU with the Energy Commission of Nigeria,” Oyebade said.(NAN)

  • University of Maiduguri restates commitment to safety of students, personnel

    University of Maiduguri restates commitment to safety of students, personnel

    By Our Reporter

    The University of Maiduguri (UNIMAID), has reiterated commitments to ensure the protection and safety of lives and property of students and other cadre of personnel in the school.

    Prof. Danjuma Gambo, the Director, Radio and Public Relations, gave the assurance in a statement issued on Thursday in Maiduguri.

    Gambo also dismissed as “unfounded, rumour and uninformed” social media reports indicating that 18 suspected cultists arrested by the police, who claimed to be students of the university were informants on the payroll of Boko Haram insurgents.

    He said that the management of the university had been cooperating with the security agencies and decided not to comment on the incident since the clampdown on the suspected cult group on November 22.

    The director lamented that while the management awaits the outcome of the ongoing investigations by the police, stakeholders and parents had been expressing worry over the misleading reports indicating that the suspects were insurgents’ collaborators and informants in the university.

    “Such gargantuan claims; coming shortly after the recent attack on the university campus by persons suspected to be Boko Haram insurgents, are capable of misleading members of the general public, particularly parents, guardians and government institutions into unfounded conclusions about the roles of staff and students in the unfolding insurgency.

    “It needs to be clarified that since the outbreak of the insurgency in 2009; the university management has never found any credible evidence implicating any of its staff or students as a collaborator or informant in the conflict, as it is being alleged online,” Gambo said.

    Gambo noted that the Borno State Police Command had officially confirmed to the university that they were investigating cult related offences against the suspects, who claimed to be students of the university.

    He stressed that the management maintained its position not to interfere with the ongoing investigations in view of the gravity of the allegations.

    He reiterated the readiness of the university to adopt necessary steps to ensure strict enforcement of anti cultism rules and regulations as well as guarantee safety and security of the students.

    Gambo further called on people to disregard such misleading information and await the police to release its final report. (NAN)

  • Buhari tasks S/Africans, Nigerians on tolerance, adherence to local laws

    Buhari tasks S/Africans, Nigerians on tolerance, adherence to local laws

    By Our Reporter

    President Muhammadu Buhari on Thursday in Pretoria, South Africa, said authorities should be more pro-active in detecting early signals of violence between competitors, while migrants and companies should adhere to the local laws of host countries.

    Malam Garba Shehu, the President’s spokesman in a statement in Abuja on Thursday, said the Nigerian leader stated this when he responded to questions during a news conference at the Union Building, alongside his host, President Cyril Ramaphosa.

    He called for more tolerance, vigilance and heightened security to ensure safety of citizens, noting ”competition heralded by globalisation, especially with ease in migration, will only get more intense for businesses”.

    “Police must be on alert not to allow violence to escalate,’’ he said.

    President Buhari said the business world had turned out more dynamic over the years, with foreigners competing with locals in businesses that were initially considered low.

    He said the panacea would only be for security agencies to show more interest in market operations, players and likely areas of tensions.

    The President likened the situation of Nigerians in South Africa to Ghana where competition at low levels of the economy breeds intense competition, noting that it would keep growing with population explosion.

    He told Nigerians living in various parts of the world, especially in South Africa, to adhere to the laws of the country they reside, and ensure compliance with market laws.

    “Like it is said, ‘when you are in Rome behave like the Romans’. Always be law abiding,’’ he said.

    Earlier in his remark, the President condemned attacks on Nigerians and the burning of their properties in South Africa, describing it as “unacceptable’’.

    He also assured the South African government that their citizens and businesses in Nigeria would always be protected from harm.

    He also condemned the reprisal attacks in Nigeria.

    “In my discussions with President Ramaphosa and the Bi-National Commission meeting, we reviewed wide range of issues at national, regional, continental and global levels,’’ he added.

    He said some of the issues were on trade, investment, mining, security, police affairs and environment.

    “Our two countries have also agreed to unequivocally address the challenges in our relations including the recent people to people challenges that saw attacks against foreign nationals, including Nigerians, and their properties, which we strongly condemned,” he disclosed.

    In his remarks, President Ramaphosa said the attacks on foreigners in South Africa, including Nigerians, were regrettable, assuring that his government would work hard to see an end to such attacks.

    He equally condemned reprisal attacks in Nigeria.

    According to him, President Buhari is the first president to embark on a state visit in South Africa since they came into power.

    “We will work together to promote cohesion and best values. What happened did not reflect our values.

    “We both condemn the attacks and the reprisal in strongest terms. We will set up mechanisms for early signals,’’ he said.

    Ramaphosa said his country would also create a more enabling environment for Nigerian businesses to thrive in South Africa, acknowledging that more South African companies operate in Nigeria.

    He, however, observed that Nigerians were mostly in Small and Medium Scale sectors in his country.

    “We have large corporations operating in Nigeria while you have small and medium enterprises from Nigeria here in South Africa,” he said.

    He promised to deepen the reforms in his country to open the space for more Nigerian business to “address the imbalance”.

    “The rule of law must be obeyed by all citizens. Nigerians in South Africa must obey the rule of law, while South Africans in Nigeria must obey the rule of law,’’ he added.

    Nigerian Minister of Foreign Affairs, Geoffrey Onyeama and South African Minister of International Relations and Cooperation, Dr Naledi Pandor, signed agreements on the minutes of the 9th session of Bi-National Commission.(NAN)

  • Banjo, ex-UI VC tasks stakeholders on making reading enjoyable

    Banjo, ex-UI VC tasks stakeholders on making reading enjoyable

    By Our Reporter

    Emeritus Professor, Ayo Banjo, has called on stakeholders to support efforts to make reading attractive and enjoyable in order to rid the country of illiteracy.

    He made the call in Ibadan at the Editors’ Conference organised by the Association of African Professional Editors (AAFRPE).

    Banjo is a professor of English Language and former Vice-Chancellor of the University of Ibadan.

    “What I am taking home is encouragement that this thing is happening. If you are talking about illiteracy in the country and the need to get rid of it completely, we have got to support every effort to make reading attractive and enjoyable to everyone.

    “But in the specific disciplines, we want to produce journals well edited to compete with leading journals of the world.

    “As I said, if we are going to have mass literacy, we must have lots of books for general reading, for specific subject matters and these books must be professionally produced,’’ he said.

    Banjo said that the broad aim of editors must be to produce readable copies devoid of errors, urging them to keep reading and be in touch with the current state of the language.

    Mrs Yvonne Olatubosun, an Editor at the International Institute of Tropical Agriculture (IITA), stressed the need for editors to be very well read, saying skills would come with practice.

    Olatubosun, who was the convener and speaker, said reading must be encouraged and literature be made compulsory in secondary schools so that people could grow to develop their knowledge of the language.

    “The take home from what we have said so far is that editors should be very well read. The skills will come with practice and there is no substitute for good grammar and good English.

    “We have to encourage reading obviously and we should make literature compulsory at early ages, in secondary schools to J.SS 3 level,’’ she said.

    She said the essence of forming AAFRPE was to have a fully registered body of editors to protect their interests, network, educate themselves and facilitate conferences towards horning their skills.

    Mrs Yinka Agbaje, a participant at the conference, described the conference as a welcome development.

    “We are children without mothers. So, I think this is the time we can come back to this society if we are being mistreated outside or within the organisation.

    “I think it is a good cause and I feel going forward, it will be a bigger brand in the nearest future.

    “We have to go back to our roots and know what to do to become better,’’ she said.

    Among those in attendance are Dr Kolade Musoro, the Managing Director of Book Sellers and Dr Taiwo Owoeye, Editor, College Press, Ibadan. (NAN)

  • PDP STAKEHOLDERS MEETING IN A SHAKY START

    PDP STAKEHOLDERS MEETING IN A SHAKY START

    By Joseph ETTA in Calabar

    The PDP stakeholders meeting that started in Calabar on Wednesday was shaky and marred by very poor attendance. More so, the leader of the Party and the convener of the meeting, Governor Ben Ayade was out of town. At press time Daybreak learnt that the Governor was still being expected.

    When Daybreak visited Pandomidum Hotel, venue of the meeting, it was gathered that the “meeting was chaired by the Deputy Governor, Prof Iwara, in session with the state PDP Chairman, Ntufam Inok Edim Inok and the working committee of the party for this purpose.”

    An insider in the party told Daybreak that the essence of the meeting is to tell the party faithful “thank you” and also to prepare their mind for the forthcoming Local Government Area Council Election and possible the need to prepare credible candidates.

    The one-month long meeting is slated to end on October 22, with Calabar southern taking the last turn to round it up.

    It will be recalled that Daybreak had reported the reasons for the apathy and disenchantment amongst members of the party  as chiefly because of the Governor’s refusal to conduct the council election and reluctance to “settle” the state coordinators who worked for him during the last election.

     

  • FINAL YEAR EDUCATION STUDENT KILLED IN CRUTECH  BY RIVAL CULT GROUP

     

    By Joseph ETTA in Calabar

    The student “cultural week celebration turned soured at the Cross River State University of Technology popularly known as CRUTECH, as one student identified as Felix, a final year student in Education Department was matcheted and killed by a rival cult group as a reprisal killing.”

    Daybreak investigation revealed that barely three months after the number 1 man of Clans cult group was killed after his final examination was matcheted and killed, his death is allegedly being avenged today.

    The suspected number 1 man of Black Axe cult was today matcheted on campus during the school cultural day celebration, where diverse culture of the people is displayed.

    When Daybreak visited the campus at Ekpo Abasi road, Calabar, the students who were in hue and cries, bemoaning the killing that has marred the cultural day, stating that the killing may be in retaliation of the killing of Clans number 1 man, the “Capone” back in July this year.

    As part of the students week, the students were in the street of Calabar for the “Rag Day”, soliciting for money for the destitute in the society.

     

  • 2019 NBBF Premier League: Continental battle begins on October 13

    2019 NBBF Premier League: Continental battle begins on October 13

     

    By Unukere Oboh

    The 2019 NBBF Men’s Premier League season dunks off from October 13 to November 30.

    The men’s league will see teams divided into the Atlantic and Savannah Conferences for a round robin league format.

    First phase of the Atlantic Conference will hold in Akure while Savannah teams will converge on the Indoor Sports Hall of the Ahmadu Bello University, Zaria between October 12 and 22.

    The second phase will take place from November 2 to 12 with all points scored in the first phase carried over.

    The Savannah Conference train will move to Package B of the National Stadium, Abuja while Atlantic Conference Teams will battle for supremacy at the Indoor Sports Hall of the Ilorin Township stadium.

    Top 4 teams in each conference will qualify for the National Final 8 from November 24 to 30.

    Oluyole Warriors (Ibadan), Customs (Lagos), Kwara Falcons (Ilorin), Hoops and Read (Lagos), Delta Force (Asaba), Police Baton (Lagos) and Raptors (Lagos) are some of the teams that will be competing for honors in the Atlantic Conference.

    Others include Dodan Warriors (Lagos), Islanders (Lagos) who  hope to rekindle their rivalry alongside newly promoted Invaders (Ekiti), Coal City (Enugu), and Akure Raiders (Akure).

    In the Savannah Conference, Kano Pillars (Kano), Bauchi Nets (Bauchi), Gombe Bulls (Gombe), Kada Stars (Kaduna), Defender, (Abuja), Niger Potters (Minna), Mark Mentors (Abuja), Plateau Peaks (Jos), Nigeria Army (Zaria) and Benue Braves (Makurdi) are the 10 teams which make up the conference.

    According to NBBF President, Engr Musa Kida, exciting times await teams, players, fans as well as keen observers of the league with the federation in discussion with prospective sponsors.

    “We are trying to create a robust system that will translate to a win-win situation for all.

    “We are currently at an advanced stage of discussion with interested parties who are thinking of investing in the men’s league with our ultimate goal of getting the various leagues back on TV.”

    The League champion will qualify to represent Nigeria in the inaugural Basketball Africa League to be organized by NBA in conjunction with FIBA Africa.

  • Ahead Kogi/ Bayelsa Guber Polls: IGP talks tough

    Ahead Kogi/ Bayelsa Guber Polls: IGP talks tough

     

    By Unukere Mike

    The inspector General of Police, Mohammed Abubakar Adamu yesterday warned political actors in the forthcoming governorship elections in Kogi and Bayelsa States to stay off any undemocratic and illegal means to achieve their aspirations or be prepared to face the consequences.

    IGP Adamu gave the warning on Thursday at his meeting with senior police officers across in the nation in Abuja saying they will be identified, isolated and made to face the wrath of the law.

    “While assuring law abiding citizens and stakeholders of their safety during the elections, let me warn all political actors who may want to adopt illegal means to achieve their aim, that the police will not give them a breathing space.

    “Therefore, parents and guardians are strongly advised to caution their children and wards not to allow themselves to be used to undermine the democratic process in the two States.

    “Politics is a game and it should be driven by service-orientation, patriotism, and overriding national security interest rather than unrestrained narrow and desperate individual considerations. All political actors and stakeholders are, accordingly, admonished to play the political game in accordance with the law and democratic norms,” he said.

    He said the police will put its professionalism and doggedness to test, adding, “ Let me seize this opportunity to assure all citizens and stakeholders, including the international community of our determination to work with the Independent National Electoral Commission (INEC) in creating conducive and enabling environment that will guarantee the peaceful conduct of the elections.”

    Speaking on other developments, Adamu noted that as year is gradually running down and as the lead internal security agency, officers and men of the Force should stay in line with their critical role in projecting and strengthening the security architecture in their Commands towards ensuring that anticipated security threats are prevented in the most professional manner.

  • Technology: Exciting gadgets for the elderly

    Technology: Exciting gadgets for the elderly

    Technologists seem not to be forgetting the elderly; there have been inventions of exciting gadgets aimed at bettering the daily lives of the seniors.

    From important medical monitoring to exhilarating virtual reality headsets, the tech industry has something to offer every older person. Here are just three of the latest trends to get excited about.

    For Health: Silver Mother Sensors

    91% of seniors have at least one chronic condition, so of course health is a major concern. Tech companies are responding to this with a number of medical monitoring products, but one of the most interesting is Silver Mother Sensors. For those who want to age in their own home, this is the perfect solution.

    This smart home device, similar to an Amazon Echo, monitors the daily needs of seniors.

    It lets you know if someone has forgotten to take a pill, checks their water intake, tracks sleep, and alerts family members if a senior resident leaves the home.

    There are a whole host of other features, too, but these are some of the most useful and potentially life-saving.

    For Entertainment: Rendever

    Being a retiree isn’t all about worrying about your health. You have all the time in the world, why not have fun? Rendever is a virtual reality platform, explicitly aimed at seniors.

    It is perfect for elderly people who are less mobile but still want to see the world. With this device, you can be transported to anywhere on Earth and have a look around.

    This can be used to explore new and exciting places or to stroll down memory lane. Taking seniors to the place they grew up or got married provides intensely enjoyable feelings of nostalgia.

    There is a more important reason for this technology, however. 40% of seniors report feeling lonely and this technology gives them a chance to interact with others.

    It can also inspire creativity and passion, putting these meaningful concepts back into an older person’s life and keep depression away.

    For Socializing: Geri Joy

    For even more social interaction, Geri Joy is a great bit of tech. Keeping away social isolation prevents boredom and cognitive decline, keeping seniors not only happier, but physically healthier as well.

    Geri Joy is a breakthrough technology which connects older people to a remote caregiver or super advanced artificial intelligence. This offers personalized emotional support and can simulate real social interactions.

    Gadgets for seniors are an important development in a rapidly aging society. Many baby boomers have been brought up on tech and it would be a shame to enter retirement with nothing aimed at your age group.

    These bits of tech can seem a bit of fun, but they offer potentially life-saving benefits. Whether monitoring health levels, offering emotional support, or inspiring creativity and connection, older people will find joy and happiness in their final stage of life.