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4 Things you should never do with your money

Never do these if you want to be financially independent:

1. Living above your means

Living below your means is among the tenets of wealth creation. Many have failed to achieve their dreams because they do not live below their means. You will have nothing to save if your expenditure is more than your earnings.

2. Co-sign a loan you can’t afford

Your property risk being auctioned if you sign a loan you know very well you cannot afford. Learn to avoid loans that will make your life harder. Understand the terms and conditions before asking for a loan.

3. Falling for unclear finance deals

There are some deals that look special but they are not. Understand the deal before you when seeking for funds. Some of the deals are not affordable.

4. Shopping when you’re emotional

Never shop at the time you feel very emotional. You risk buying what you never intended. Instead, go back home and come back another day.

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